DSCR Loans
Investor-focused loans that qualify you based on property cash flow, not personal income.
DSCR Loan Programs Designed for Investors to Build Wealth Through Real Estate
Our DSCR (Debt Service Coverage Ratio) loans are tailored for real estate investors who want to qualify based on property cash flow rather than personal income. With flexible terms and investor-focused options, we make financing rental and investment properties simple and accessible.
Qualify based on property income instead of personal income requirements.
Tailored solutions designed for real estate investors building rental portfolios.
Choose from a variety of DSCR programs to match your investment strategy.

Why Choose Richmond Mortgage Group
Choosing the right mortgage partner can make all the difference. At Richmond Mortgage Group, we stand out by offering personalized loan solutions, competitive rates, and a team that truly listens to your needs. Our client-first approach, transparent process, and years of expertise ensure you receive guidance you can trust and a mortgage experience that’s simple, smooth, and stress-free.
Decades of mortgage experience guiding your journey.
Loan solutions tailored to your unique financial goals.
Clear, transparent, and smooth mortgage process every time.
Building Trust, One Home at a Time
At Richmond Mortgage Group, we believe homeownership should be within reach for everyone. Our team of dedicated mortgage professionals works closely with you to provide clear guidance, tailored loan options, and reliable support, ensuring a smooth journey from application to closing
Trusted Mortgage Experts
Personalized Loan Solutions
Simplifying Home Loans
Your Partner in Homeownership
Richmond Mortgage Group is dedicated to making the mortgage process simple and stress-free. With expert guidance and tailored loan solutions, we help families achieve their homeownership goals with confidence.