Non-QM Loans
Flexible mortgage solutions for self-employed, investors, and borrowers outside traditional guidelines.
Flexible Mortgage Solutions for Borrowers Who Don’t Fit Traditional Lending Guidelines
Our Non-QM (Non-Qualified Mortgage) loans are designed for self-employed individuals, investors, and borrowers with unique financial situations. With alternative documentation options and flexible terms, we provide solutions when traditional loans don’t apply.
Qualify using bank statements, assets, or rental income instead of W-2s.
Tailored loan programs for real estate investors seeking flexible terms.
Expanded opportunities for borrowers with less traditional credit histories.

Why Choose Richmond Mortgage Group
Choosing the right mortgage partner can make all the difference. At Richmond Mortgage Group, we stand out by offering personalized loan solutions, competitive rates, and a team that truly listens to your needs. Our client-first approach, transparent process, and years of expertise ensure you receive guidance you can trust and a mortgage experience that’s simple, smooth, and stress-free.
Decades of mortgage experience guiding your journey.
Loan solutions tailored to your unique financial goals.
Clear, transparent, and smooth mortgage process every time.
Building Trust, One Home at a Time
At Richmond Mortgage Group, we believe homeownership should be within reach for everyone. Our team of dedicated mortgage professionals works closely with you to provide clear guidance, tailored loan options, and reliable support, ensuring a smooth journey from application to closing
Trusted Mortgage Experts
Personalized Loan Solutions
Simplifying Home Loans
Your Partner in Homeownership
Richmond Mortgage Group is dedicated to making the mortgage process simple and stress-free. With expert guidance and tailored loan solutions, we help families achieve their homeownership goals with confidence.